The Wake-Up Times Of Famous Authors

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You might remember my tirade against morning people a few months ago?

Okay, so it wasn’t really a tirade against anyone—the post was more of a defense of night owls. We’ve been taking a beating the last few years while the trend to praise the morning person as the model of success has gone into overdrive.

As a night owl, I got tired of hearing that I was a slacker, even though I bust my butt getting stuff done after 8 p.m. So I wrote that post.

Then, a few weeks ago, I saw this infographic—which beautifully illustrates everything I tried to articulate in that post.

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While fixing out insurance issues at home

Ive had somereading on a lot of well, other related insurance issues.


CPA Looks at How to Keeps Costs Low for Health Insurance Under ACA

With just six weeks left to sign up for health insurance under the Affordable Care Act, NY1 takes a look at some of the help that’s available to lower the costs. Tara Lynn Wagner filed the following report.

By now, most people are probably familiar with the four metal tiers of coverage available on the health insurance marketplaces. Platinum is the most expensive, but also the most comprehensive, covering 90 percent of your healthcare costs. Bronze plans have the lowest premiums but only cover 60 percent of your costs, meaning you’ll pay more out of pocket.


Disability insurance scheme trials ‘may cost $400m more than expected’ 

Coalition sounds warning on overruns but implementation agency cautions against reading too much into early trends

“This was due to errors in the bilateral agreements negotiated by the previous government,” Fifield said. “Those bilateral agreements negotiated by the previous government provide that the commonwealth is liable for all cost overruns.

“Errors of this sort are far more likely when a political timetable to achieve launch prior to an election is pursued, rather than the more prudent timetable recommended by the Productivity Commission.”


Who does D&O insurance cover?

Nonprofit organizations can face a number of challenges that for-profit companies typically don’t encounter. Did you know that the members of your board and your officers could be sued individually or as a group? Claims could come from inside and outside your organization, so your board needs to be protected.

Sign-ups for health insurance rise in NJ by 52%

New Jersey enrollments increased more slowly than the rest of the nation. Nationwide, about 6.5 million enrolled — 3.2 million in Medicaid programs and 3.3 million in private plans — by the end of January. That’s up from 3.7 million at the end of December.


Most expensive cities for car insurance

Drivers in these cities face some of the highest car insurance rates in the country.