How to explain the value of replicated, shared ledgers from first principles

Richard Gendal Brown

“Digital currencies” aren’t needed to explain why distributed ledgers are important.

In this post, I develop an argument for replicated shared ledgers from first principles. It is intended to be an “education piece” aimed at those, particularly in the finance industry, who prefer explanations of new technologies to be rooted in a description of a real-world business problem rather than beginning with a description of a purported solution.  So, in this piece, you’ll find no mention of digital currencies, etc., because it turns out you don’t need them to derive an argument for distributed ledger technologies!

(Note to regular readers: see the end of the piece for some context)

We’ll start with banking systems

Start by thinking about today’s banking systems. In what follows, I use a bank deposit and payments example. But the same logic applies everywhere you look, as I’ll argue later.

Let’s imagine a world with three banks: Bank…

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Real estate firms rapidly adopting new lead gen tool

Remodeling network Porch has unveiled a second tool that brokerages, website providers and listing search services can use to augment listings with renovation project history reports, and squeeze more leads out of real estate websites.

A number of leading real estate companies have already adopted the widget, highlighting the appeal of the latest lead-capture feature to become available to real estate websites. AddressReport is another property report provider that recently fashioned a lead generation product for real estate firms.

Prospective buyers that visit listing pages equipped with Porch’s new widget may click the add-on to pull up a Porch report detailing the listing’s remodeling project history.

Companies that embed the widget on their websites can gate the property report behind a form that requires a user to enter their contact information. They can also add their branding or a real estate agent’s branding to the reports.

The integration “creates the ability to drive meaningfully more leads” through a real estate search website, said Porch CEO Matt Ehrlichman.

Continue here.

Hot Real Estate Leads for Closers

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The hot leads delivered in your inbox will include all of the pertinent information including buyer or seller, approximate price, buy/sell time frame, desired zip codes, price range, # of bedrooms, bathrooms, square footage and contact information. With this info, it will be easy to get into a conversation with the prospect. We offer two plans, one for exclusive leads and one for leads that may be offered to up to 3 agents.

Overall, we know that it is more difficult than ever to get quality real estate leads. BrokerMatch does the hard work of getting these leads and putting them on your radar. From there, you can close the sale and reap the benefits.

How Real Estate Uses Big Data to Track Clients

To target prospective clients, tech-savvy agents are buying data subscriptions and teaming with startups

Jon Hoefling, left, with his listing agent Brett Jennings in Mr. Hoefling’s home in Morgan Hill, Calif. Jason Henry for The Wall Street Journal Jon Hoefling, left, with his listing agent Brett Jennings in Mr. Hoefling’s home in Morgan Hill, Calif.
Jason Henry for The Wall Street Journal
Photo: Jason Henry for The Wall Street Journal

Sitting in bed at 1:40 a.m. one morning last November, Jon Hoefling was thinking about selling his 4,300-square-foot home in Morgan Hill, Calif. While browsing Facebook on his phone, he clicked on a real-estate ad offering to estimate his home’s value. His future listing agent, who paid for the ad, was waiting.

Mr. Hoefling, the 50-year-old owner of an office-furniture resale company, had been targeted for the ad—along with 1,500 others in California’s Silicon Valley area—by an algorithm that identified him as a likely home seller. The telltale signs: Mr. Hoefling has lived in the home for more than 15 years, and his home’s market value is high for the area. Most important, his youngest son will soon leave for college. Empty nesters might as well wear a bull’s-eye.

Continue here on WSJ.

Stephen Hawking predicts robot apocalypse coming within 100 years

Terminator
If you thought the title villain in Avengers: Age of Ultron was scary: just wait, because one of the biggest brains on the planet thinks a robot takeover is likely in the next century.

Renowned physicist Stephen Hawking appeared at the Zeitgeist 2015 conference in London and confirmed the fears held by anyone who has watched a movie with a robot in it since 1927’s Metropolis when he said, “Computers will overtake humans with AI at some within the next 100 years. When that happens, we need to make sure the computers have goals aligned with ours.”

http://www.geek.com/news/stephen-hawking-predicts-robopocalypse-in-next-century-1622734/