Stephen Hawking predicts robot apocalypse coming within 100 years

Terminator
If you thought the title villain in Avengers: Age of Ultron was scary: just wait, because one of the biggest brains on the planet thinks a robot takeover is likely in the next century.

Renowned physicist Stephen Hawking appeared at the Zeitgeist 2015 conference in London and confirmed the fears held by anyone who has watched a movie with a robot in it since 1927’s Metropolis when he said, “Computers will overtake humans with AI at some within the next 100 years. When that happens, we need to make sure the computers have goals aligned with ours.”

http://www.geek.com/news/stephen-hawking-predicts-robopocalypse-in-next-century-1622734/

Earth Day: Environmental Sensors

Hackaday

Before you attempt to solve a problem, you must first study the problem. If there’s a problem with the environment, you must therefore study the environment at a scale never seen before. For this year’s Hackaday Prize, there are a lot of projects that aim to do just that. Here are a few of them:

[Pure Engineering]’s C12666 Micro Spectrometer has applications ranging from detecting if fruit is ripe, telling you to put sunscreen on, to detecting oil spills. Like the title says, it’s based on the Hamamatsu C12666MA spectrometer, a very tiny MEMS spectrometer that can sort light by wavelength from 340 to 780nm.

The project is to build a proper breakout board for this spectrometer. The best technologies are enabling technologies, and we can’t wait to see all the cool stuff that’s made with this sensor.

[radu.motisan]’s portable environmental monitor isn’t just one sensor, but an entire…

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FCC Creates Innovation Radio, The Future Of Wireless Broadband

Hackaday

Thirty years ago there was a lot of unused spectrum in the 900MHz,  2.8GHz, and 5.2GHz bands. They were licensed for industrial, scientific, and medical uses since their establishment in 1947. But by the 1980s, these bands were identified as being underused. Spectrum is a valuable resource, and in 1985, the FCC first allowed unlicensed, spread spectrum use of these bands. Anyone who has ever configured a router will know the importance of this slice of spectrum: they’re the backbone of WiFi and 4G. If you’re not connected to the Internet through an Ethernet cable, you have the FCC Commissioners and chairpersons in 1985 to thank for that.

Last week, the FCC unanimously voted to allow the use of spectrum in the 3.5GHz band with the Citizens Broadband Radio Service. This opens up 150 MHz of spectrum from 3550 – 3700MHz for new wireless broadband services. If history repeats…

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What Boomers Need to Know About Reverse Mortgages

 Man holds doll house and penny bank for mortgage, borrowing

You have been making mortgage payments most of your adult life. Maybe it’s time your mortgage lender starts to pay you back.

According to the National Reverse Mortgage Lenders Association, since 1990, 906,018 seniors have accessed the equity in their homes by taking out a reverse mortgage. Although recently, the numbers seem to be on a decline. In 2009, 114,292 applications were processed, while in 2014 only 51,642 seniors applied.

The reverse mortgage is a financial product that has been available for more than 50 years, but many people are confused about what it is and how it works.

The original idea of the reverse mortgage was to give seniors (age 62 and over) the opportunity to access the equity in their homes without selling or incurring the obligation to make monthly payments to a lender.  It was expected that most reverse mortgage borrowers would receive monthly payments from the lender to help pay their living expenses and age in place.  However, recent studies have exposed worrisome trends that can put borrowers at financial risk.

David Cutner, partner at Lamson & Cutner, P.C., attorneys for the elderly and disabled, offered the following insight about reverse mortgages for boomers:

Boomer: What is a reverse mortgage and how does it work?

More: http://www.foxbusiness.com/personal-finance/2015/04/17/what-boomers-need-to-know-about-reverse-mortgages/

How to Generate Mortgage Leads Successfully

One of the best way to generate mortgage leads is to get your paperwork in order. When someone wants to purchase mortgage leads, they want to have the information in front of them. They want to see an outline of your plan and your goals. They also want to see the benefits of choosing you. In other words, why should someone choose you over someone else? You also need to be patient with your process. Don’t be too pushy. People do get turned off by people who are too pushy. In fact, it makes them move in the opposite direction. Once you have placed your advertising in front of someone, be patient. Let them come to you. The best thing is to let your company and work speak for itself.

Tap into some of your personal contacts. Sometimes persistence pays off. I’m talking about persistence, not being overbearing. Talk to your friends and family. Tell them what you are doing. Send them advertising. Let them discover for themselves what your business is all about. It’s okay to send them reminders every so often. Sometimes people forget and push something to the back. To be successful with friends and family is not taking it too personally. Don’t get upset if they turn you down. Maybe it’s just something that is not right for them. Just be you and let your friends be them. Even if they can’t benefit, maybe they know someone who can.

CONCLUSION

You can make your mortgage leads business work for you. Just go slow. The more secure you are about who you are and what you do, the more things will fall into place.

7 Things to Buy Organic Now

Demand for organic food is spilling over into many supermarket aisles.

Organic food is alive and well. In fact, shoppers are expanding their organic intentions beyond the produce aisle. Take red meat, for instance. As news reports of recalls and ammonia injected into factory-farmed meat spread, sales of organic beef jumped nearly 50 percent in 2011. Opting for organic non-food items is becoming the norm, too, with many reaching for organic-slanted soaps and shampoos, as well. Interestingly, new data finds that people under 40 are the biggest supporters of organic, regardless of the paycheck they bring in.

Popular Types of Renewable Energy

Global warming has definitely taken its place in the current environmental situation. It has provided the people a lot of both expected and unexpected circumstances such as climate change, and more.

Coming up with a probable solution to it is something impossible as of the moment. What people can do now is just to prevent the worst to happen. But how people should do it? Aside from spreading information through the different mediums available (ex. Essay writing, news writing, tv and radio broadcasting, blogging, etc.), people could as well start through simple gestures such as recycling.

Moreover, it is a definite fact that the world is blessed with an ample number of renewable energies. It is available for the benefit of the living. It is there because of a purpose. That is, for the people to make use of it as a source for living, but making sure it won’t harsh the environment as a whole.

There are a lot of renewable energies present in the world. Some of the most popular are the following:

      Bioenergy – is synonymous to biofuel. It is a renewable energy composed of materials from biological sources.
      Geothermal Energy – it is the power generated from the earth’s heat deposit.
      Green Power – are the energy produced by environmentally friendly and nonpolluting sources such as wind, solar, hydro, and geothermal.
      Hydropower – is the energy that comes from the bodies of water that could be transmitted to a useful purpose.
      Solar Energy – is obviously the power generated by the light and heat from the sun. This energy is actually the most widely-used power in the world.
      Wind Power – is the transmission of the wind power into a useful form like electricity.

Author:

Kaku B. Marks is an environmental science graduate from New Jersey. He is currently working for a private-held company that specializes in environmentally friendly hand dryers. He loves to travel and discover new places . He is known as a dedicated and responsible professional amongst his collegue.

The Secret to Learning a Foreign Language as an Adult

Learn a language in 17 days?

TIME

Answer by David Bailey, CEO of Spotnight, on Quora.

I’ve learned several foreign languages as an adult. I was able to learn French to conversation fluency in 17 days using the following techniques. Note that I had previously learned Spanish to fluency so this was not my first foreign language.

In summer of 2005 I stayed with a French friend in a tiny village in the Beaujolais region of France. No one in the village spoke English and, since my friend knew I had an ambitious learning goal, she refused to speak to me in English as well.

I set up a routine where I did the same things every day.

In the mornings, I woke up and wrote out longhand the regular and irregular verb tables for 1.5-2 hours. I managed to get through an entire pad of paper in two weeks. I still believe that writing…

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